If you are in a Chapter 13 case in the Northern District of Georgia, you can dismiss your case at any time. Your attorney will file a document with the court called a voluntary dismissal. Personally, I think it is a terrible idea in most cases to voluntarily dismiss a Chapter 13 bankruptcy. First, you […]
Bankruptcy – Can I Quit Chapter 13 in Georgia if I Don’t Like The Way Things Are Going? Read More »
Chapter 13 and Chapter 7 bankruptcy might be a great solution for you to end your bill problems. Call today at 888-832-8249 for your free consultation. I would like to sit down with you and review your entire economic situation. Let’s see if we can come up with plan that works for you.
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In Georgia, a wife cannot be held liable for a husband’s credit cards if she has never signed a contract with the credit card company. This question usually comes up after the husband dies and the wife finds out that the credit cards were never paid. When the bill collectors start calling, people usually panic. It
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You can eliminate a second mortgage in a Chapter 13. You need to get an appraisal on your property before you file the case. Your property must be worth less than what you owe on the first mortgage in order to eliminate the second mortgage in your chapter 13.
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Any homeowners association fees that have accrued prior to the filing of the Chapter 7 can be wiped out. The problem is when a mortgage company refuses to foreclose on a house after we surrender it in a Chapter 7 bankruptcy. Post-petition homeowners association fees (fees that become due after the Chapter 7 is filed)
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You can refile your Chapter 13. Call me today at 706-295-0030 for your free consultation.
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I recently spoke with a client in my Rome GA office who surrendered their house in Chapter 13 bankruptcy last year. About six months into their Chapter 13 bankruptcy, they converted to a Chapter 7 bankruptcy. This past week, they received a 1099A from their mortgage company showing that the debt was forgiven and suggested
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The best way to protect your assets in either a Chapter 13 or a Chapter 7 is to tell your attorney everything you own before you file the case. When your bankruptcy attorney has a complete list of all of your assets, he will be able to match your assets to state exemptions to ensure
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I was so disappointed this past week to learn about a new scam that will cost my Chapter 13 client money they cannot afford to lose. I have some clients who received a solicitation in the mail from a company in Florida that “guarantees” that they get their mortgage payment lowered through a loan modification.
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Call me today for your free consultation at 706-295-0030. We have office locations in Dallas, Dalton, Rome, and Cartersville Georgia.
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