When considering your options to break free from your debt, you may ask, what is the income limit for filing chapter 7 in Georgia? Federal Bankruptcy law requires that you pass a mandatory means test to determine on your income level – that is, your current household income is below the median income for a […]
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A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible. Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case. The
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Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can
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A bankruptcy discharge is an action taken by the U.S. Bankruptcy Courts to forgive an individual from his or her debt. Discharged debt is the debt you do not have to repay. There are many types of debt you can discharge, however, there are consequences to doing so. Individuals who file Chapter 7 bankruptcy or
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Chapter 13 is one of the most powerful tools to protect your home. When it comes to protecting your home from debt, there are three ways Chapter 13 can help. First, Chapter 13 can protect your home from the mortgage company. If you’re behind on payments, whether you’re facing foreclosure or not, Chapter 13 can
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The short answer to this question is that in most cases, we can get a bankruptcy case filed in about 3 hours if the bankruptcy attorney has a prepared client sitting live in the office with them. I have been practicing bankruptcy for over 21 years. My law firm has 7 offices, 5 attorneys and
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Modern society is fast-paced. Consumers can easily get what they want immediately, in some cases within minutes. However, legal matters are often a different story. Filing for Chapter 7 or Chapter 13 bankruptcy cannot be handled instantly online. Instead, it requires at least one in-person meeting with an attorney to get a case filed. However,
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Most people who file for bankruptcy in Georgia have no expectation that they will ever file for bankruptcy again. However, circumstances can change and someone may consider filing for bankruptcy a second time. This raises the question, how many times can someone receive a discharge? The short answer is that there are no legal requirements
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Learning about what a Chapter 13 bankruptcy can do for you most likely will be a pleasant surprise. Don’t believe all the BS that you may have heard at the water cooler. Only a qualified bankruptcy attorney can you give you accurate details and recommendations about your specific case. Otherwise, people dealing with large amounts
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Being buried under what seems like a mountain of debt can make people automatically assume they need to be in a debt settlement program. However, sometimes debt settlement can be a complete scam in many cases. Debt Settlement Debt settlement companies cannot protect you from lawsuits. Bankruptcy protects from all collection lawsuits. The worse aspect
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