Whether you file a Chapter 13 bankruptcy or a Chapter 7 bankruptcy, you must disclose in writing on your bankruptcy petition any lawsuit or potential lawsuit that you may have against anyone. If you fail to do so, you will lose your right to recover any money at all from the defendant. In the case […]
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The foreclosure crisis was supposed to end with help from the federal government. Consumer Bankruptcy News reports in the May 6, 2010 issue that the response of the federal government to the mortgage crisis is too slow. The article reports that is has “been more than one year since President Obama announced the establishment of
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Just because you file a Chapter 13 or a Chapter 7 bankruptcy does not mean that you can’t have a bank account in Georgia. However, if you have no bank account at all before your case is filed, it is possible that you may have difficulty opening a new one after bankruptcy. When you file,
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Chapter 13 and Chapter 7 bankruptcy might be a great solution for you to end your bill problems. Call today at 888-832-8249 for your free consultation. I would like to sit down with you and review your entire economic situation. Let’s see if we can come up with plan that works for you.
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In Georgia, a wife cannot be held liable for a husband’s credit cards if she has never signed a contract with the credit card company. This question usually comes up after the husband dies and the wife finds out that the credit cards were never paid. When the bill collectors start calling, people usually panic. It
Credit Card Debt – Can I Be Held Liable for My Husband’s Credit Cards in Georgia? Read More »
You can eliminate a second mortgage in a Chapter 13. You need to get an appraisal on your property before you file the case. Your property must be worth less than what you owe on the first mortgage in order to eliminate the second mortgage in your chapter 13.
Can I Wipe Out My Second Mortgage in a Chapter 13 Bankruptcy? Read More »
Any homeowners association fees that have accrued prior to the filing of the Chapter 7 can be wiped out. The problem is when a mortgage company refuses to foreclose on a house after we surrender it in a Chapter 7 bankruptcy. Post-petition homeowners association fees (fees that become due after the Chapter 7 is filed)
Can I Wipe Out Homeowners Assocation Fees in Chapter 7? Read More »
You can refile your Chapter 13. Call me today at 706-295-0030 for your free consultation.
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The best way to protect your assets in either a Chapter 13 or a Chapter 7 is to tell your attorney everything you own before you file the case. When your bankruptcy attorney has a complete list of all of your assets, he will be able to match your assets to state exemptions to ensure
How Do I Protect My Assets in a Chapter 13 or a Chapter 7? Read More »
If you’re facing financial difficulties and struggling to keep up with your mortgage payments in Georgia, you’re likely weighing your options. Two common paths are filing for bankruptcy or pursuing a short sale. The right choice depends on your financial situation, long-term goals, and whether or not you want to keep your house. Let’s explore
Should I File Bankruptcy or Short Sale My House in Georgia? Read More »