The phone call comes without warning. Your supervisor’s voice carries that apologetic tone you’ve heard other colleagues describe. Budget cuts. Restructuring. Your position has been eliminated. In an instant, your steady paycheck vanishes, but your bills remain stubbornly in place. If you’re facing this reality in Georgia, you’re not alone. Thousands of hardworking people find […]
You wake up one morning to find a sheriff’s deputy at your door, serving you with papers. Your credit card company – or more likely, a debt collection firm – has filed a lawsuit against you. Your heart sinks as the reality hits: this is real, and you have to deal with it now. If […]
When Marriage Ends and Money Troubles Begin When your marriage is falling apart and the bills keep piling up, you might feel like you’re caught between a rock and a hard place. Should you file for divorce first, or should bankruptcy come before the divorce papers are signed? The timing of these major legal decisions […]
When Your Business Hits the Brakes Your delivery truck sits in the parking lot, the monthly payment notice tucked under the windshield wiper like a parking ticket you can’t ignore. As your business faces financial hardship, that commercial vehicle loan feels like an anchor dragging you deeper into debt. But here’s what many Georgia business […]
When Credit Cards Become More Burden Than Blessing Credit cards promised freedom and flexibility, but now they feel like chains around your financial future. If you’re drowning in monthly payments that barely touch the principal balance, you’re not alone. Many Georgians find themselves asking the same question: at what point does credit card debt justify […]
Your Georgia Shield Against Financial Storms Sarah thought she had it all figured out. When she started her consulting business three years ago, she formed an LLC to protect her family home and personal savings from business creditors. Now, facing mounting business debts and considering personal bankruptcy, she’s wondering if her LLC structure still provides […]
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A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
