A person walks into my office under a sever amount of financial stress. They have not slept well in weeks. Creditors are calling them day and night. It feels like the world is crashing down upon them. Chapter 13 comes to the rescue. They leave my office feeling like a great weight has been lifted […]
Chapter 13 bankruptcy can be a great tool for paying off an IRS tax lien without having to pay the entire amount owed on the lien. However, you must understand that in dealing with the IRS in bankruptcy, there always seems to be exceptions. If you want to know how the law applies to your […]
I love that scene in Sudden Impact where Clint Eastwood says to the bad guy, “Go ahead. Make my day.” I know that some people get so frustrated with nasty debt collectors that sometimes they just want to face them off Clint Eastwood style. However, in the state of Georgia, this is a bad idea. […]
How do you know when it is time to file bankruptcy? In this blog post, I would like to illustrate some examples of when filing bankruptcy is urgent and when it is not. Urgent Bankruptcy Situation #1 If your house has been scheduled to foreclose, do not make the mistake of waiting until the last […]
Millions of Americans are drowning in student loan debt. Bankruptcy can make it easier for you to pay your student loans by eliminating all of your credit card debt, medical debt, and personal loan debt. Many people who struggle with paying student loans find it a lot easier to make those payments when all of […]
During World War II, United States bombers wreaked havoc on their enemies. Some of these bombers were able to carry 2000 pound bombs. Can you imagine witnessing the damage of one of these bombers in action? In October 2005, our wonderful Congress decided to declare war on U.S. debtors after receiving 40 million dollars in […]
Get your Free Guide
A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
