If you are not joint on any debts, the answer is no. However, it is important to remember that even though your spouse may not be filing with you on the petition, their income and their individual debts may have an impact on your case. If you have joint debt with your spouse and you […]
What kind of creditor is stupid enough to violate the bankruptcy laws and send collection letters to a debtor after the debt has been clearly discharged in a Chapter 13 bankruptcy? Answer: Nationstar Mortgage. In the case of Arlene Roth, she clearly intended to surrender her house in Chapter 13 bankruptcy case that was filed […]
Have you gotten behind on your financial obligations? It doesn’t take long for the telephone calls about unpaid bills to begin. Persistent debt collectors apply pressure for the outstanding debt or late bill to be paid. As a result, you may feel desperate to stop creditors from calling you. Debt collectors are permitted to make […]
When considering your options to break free from your debt, you may ask, what is the income limit for filing chapter 7 in Georgia? Federal Bankruptcy law requires that you pass a mandatory means test to determine on your income level – that is, your current household income is below the median income for a […]
A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible. Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case. The […]
Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can […]
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A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
