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Understanding Debt Settlement vs Bankruptcy Options

By Jeffrey Kelly | May 30, 2019

Being buried under what seems like a mountain of debt can make people automatically assume they need to be in a debt settlement program. However, sometimes debt settlement can be a complete scam in many cases. Debt Settlement Debt settlement companies cannot protect you from lawsuits. Bankruptcy protects from all collection lawsuits. The worse aspect […]

Chapter 7 Bankruptcy Process Timeline

By Jeffrey Kelly | May 23, 2019

Filing for bankruptcy can make sense for many people who want to start over after amassing debt that realistically can never be repaid. However, Chapter 7 bankruptcy does not happen overnight. Individuals and couples who choose Chapter 7 in Georgia should be ready to undergo the process. It can be tough to be patient. Yet […]

Georgia Bankruptcy Exemptions

By Jeffrey Kelly | May 16, 2019

The decision to file for bankruptcy in Georgia involves plenty of considerations. One of the biggest concerns among individuals and couples who feel bankruptcy is a possible solution to their debt problem is retaining some of their assets. For instance, does bankruptcy law allow them to keep their car? Their home? Their personal belongings? As […]

Do I Need a Bankruptcy Attorney?

By Jeffrey Kelly | May 9, 2019

When you begin to consider bankruptcy as a way to get yourself out of overwhelming and mounting debt, you may wonder if you need the help of a bankruptcy attorney. The short answer is that in Georgia, you do not have to get help from a legal professional to file for bankruptcy. However, you still […]

How to Build Credit After Bankruptcy

By Jeffrey Kelly | April 22, 2019

Whether you file for Chapter 7 or Chapter 13 bankruptcy in Georgia, you can expect your credit to take a hit. Although most people who file for bankruptcy understand this, they may find it difficult to figure out how to gradually improve their credit. The good news is that bankruptcy filers have many ways that […]

Chapter 13 Tax Return Requirements

By Jeffrey Kelly | April 19, 2019

As part of the decision to file for bankruptcy under Chapter 13, individuals should always learn as much as they can about what the process will mean for them weekly, monthly, and annually. This includes understanding how Chapter 13 bankruptcy affects taxes, tax refunds, and tax returns. After all, every U.S. citizen is required to […]

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