If you find yourself in an overwhelming amount of debt, bankruptcy may be the best option available to you. Chapter 7 is one of the most common types of bankruptcy filing and will eliminate debt and give you what is considered a “fresh start”. The assets that you hold will be collected by a trustee […]
Making the decision to get off the fence can be difficult. Honestly, most of my bankruptcy clients stay on the fence until the last possible second. How can you know when it is time to file bankruptcy? I hope this article will answer this question for you. If you are thinking about getting out of […]
Many people like to refer to Chapter 13 as the “catch your breath provision” of the bankruptcy code. When creditors are coming down on you all at once demanding full payment today, Chapter 13 allows you step back, catch breath, and pay them back over a reasonable period of time. In contrast to Chapter 13, […]
Typically, a collection lawsuit gives 30 days for the defendant to file a response with the court. In Georgia, when a collection lawsuit is filed against you, someone from the local sheriff’s office will drive out to your house and personally serve you or whoever answers the door. A response to a collection lawsuit is […]
Yes, you can freeze your credit while you are in an active Chapter 13 bankruptcy. There is nothing in the bankruptcy code that would prohibit freezing your own credit. This past week, we have received many calls from concerned clients asking this question in light of the recent Equifax data breach. The Atlanta based Equifax […]
The current real estate market is hotter than it has been in years. As a consequence, we have recently seen some Chapter 13 clients who would like to cash in and sell their house. Can you do it while you are in an active Chapter 13? The answer is yes as long as you get […]
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A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
