Thousands of people across this country are currently enslaved by student loan debt. The Wall Street Journal and many other great newspapers have written articles detailing the effects of student loan slavery. Marriages are being put off. People cannot afford to buy houses. New businesses never get started. It is a huge drain on our […]
In this video, I give a short description of Chapter 13 and Chapter 7 bankruptcy. Chapter 13 is often referred to as the “catch your breath” provision of the bankruptcy code. Chapter 13 is a great tool to catch up past due house payments, past due car payments, or some other secured debt. In contrast, […]
How does a divorce affect bankruptcy? Getting divorced during a bankruptcy presents major ethical considerations for your Georgia bankruptcy attorney when a husband and wife file a case together (See Georgia Model Rules of Professional Conduct). In an individual case, your Georgia bankruptcy attorney may simply need to file amendment reflecting the loss income of […]
A chapter 7 bankruptcy is often called the “fresh start” provision of the bankruptcy code because it allows you to wipe out all of your debt and get a fresh start. In a chapter 7 bankruptcy, we show the Court that you are unable, based upon your budget, to pay the debt that currently hangs […]
Many people like to refer to Chapter 13 bankruptcy as the “catch your breath” provision of the Bankruptcy Code. It is designed for people who have money to pay back their creditors but who can’t do it all tomorrow like the creditors are demanding. Chapter 13 bankruptcy allows you stop the harassing phone calls […]
A Motion for Relief from the automatic stay is basically a request from a creditor to the Bankruptcy Court for permission to take back collateral. Motions for Relief are set down for hearings before the Bankruptcy Court. In Northwest Georgia, these hearings are held at the Federal Building in downtown Rome GA. Debtors and their […]
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