Balloon notes can present some serious issues in a Chapter 13 bankruptcy. As a Georgia bankruptcy attorney, I’ve seen some situations work out and other cases end up serious trouble because of balloon notes. A balloon note is a type of mortgage which does not fully amortize over the life the loan. Thus, there is […]
“When considering bankruptcy, should I wait until I receive my tax refund before I file?” As a bankruptcy attorney, this is a frequent question I get in my Dalton, Rome, Cartersville and Dallas, Georgia offices every year from January until April. The answer to this question is, “It depends.” I understand that this answer can […]
“Can a creditor garnish money from my checking account in Georgia?” Just the other day, one of my Dallas Ga bankruptcy clients asked me this question. The answer to this question is yes. “How much can they take out of my checking account?” The answer is however much they need to take out of your […]
“Can you file Chapter 13 bankruptcy and still obtain a loan modification of your mortgage?” I’ve been fielding this question quite a bit lately. Just the other day, I was speaking with a client in my Dalton office about this topic. The answer is yes. You can obtain a loan modification of your mortgage while […]
“How fast do I need to file bankruptcy to stop a foreclosure in Georgia? When is it too late to file? Can I wait until the last second?” I get these questions from potential bankruptcy clients in Dallas, Cartersville, Rome, Calhoun and Dalton, Georgia every month. Technically, as long as you have a bankruptcy case […]
In a bankruptcy case, any inheritance that you are about to receive should be brought to the attention of your bankruptcy attorney before any case is filed. I recently spoke with a couple in my Rome office whose mother had recently died. These Rome Ga bankruptcy clients were scared to death that they would not […]
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