If I file Chapter 7 bankruptcy, how do I know my case won’t get thrown out? I get this question a lot from my bankruptcy clients in Dallas, Cartersville, Rome, Dalton, Chatsworth and Calhoun, Georgia. First of all, I am not going to file any case that I don’t believe will get my client their […]
“Should I file bankruptcy or tough it out with my creditors?” As you can imagine, I get this question quite often from potential clients from Rome, Dallas, Hiram, Douglasville, Dalton, Cartersville, Chatsworth, Calhoun and Ringgold Georgia. You might be surprised to know that I often tell some people that they don’t need to file bankruptcy. […]
The Los Angeles Times has reported that Arizona and Nevada have filed suit against Bank of America over loan modifications. Click here to read the full article. The Times reports that “troubled borrowers increasingly have accused banks of acting in bad faith by promising them permanent modifications that are never delivered.” As a Georgia consumer […]
In every Chapter 7 bankruptcy case in Georgia, you must pay all of the attorney fees and costs upfront before the case is filed. If you don’t, any money that you owe the attorney who filed your case is discharged along with every other debt in your case. Making payments toward a bankruptcy case is […]
If you are in an active Chapter 13 bankruptcy, you cannot receive a rapid tax refund while your case is active. The reason for this prohibition is that a rapid tax refund is a loan against the tax refund you will receive next year. While you are in an active Chapter 13 bankruptcy, you can’t […]
“If I file bankruptcy in Georgia, will the creditor take the stuff I put up as collateral for the loan?” I was just asked this question by a bankruptcy client in my Rome, Georgia office this afternoon. In almost every case, the answer is no. Many Georgia bankruptcy clients have debts with small loan companies. […]
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